At Citizens Bank Minnesota, we understand that buying a home is one of the most valuable investments you can make. We know that this can be a stressful process, but, at Citizens, we believe it doesn’t have to be. With our team of experienced, professional lenders, Citizens has been helping to give homeowners the keys to their futures for generations. Whether it’s your first home, your dream home, an investment property, or refinancing your current home, our team is there for you.
Citizens Bank Minnesota can help finance your first home, forever home, investment property or lake home, and even help build the home of your dreams. Our underwriting and servicing are done locally, and a mortgage lender is always a click or call away. Are you looking to purchase outside of Minnesota? We offer financing in other states, too!
Are you looking to lower your monthly payment, shorten the term of your loan, or need cash out for home improvements or a remodel? Refinancing your home may be a good option for you. Contact one of our mortgage lenders today to find out more.
When you need extra cash, don't sit around your house worrying about it - use your house to get it! Your house is your most vauable asset, so use your home equity to get financing for your next major purchase. Use it to pay for new furniture, educational costs, a vacation, or even to renovate that very same home!
After you have found the perfect lot to build your home, Citizens Bank Minnesota will be here to help with the construction and permanent financing. Construction loans are broken out into two separate phases:
The construction phase is a short term loan to finance the construction of your new home. Interest only payments are made on the balance that you've drawn on.
Once the home is complete, you will be able to convert the constrution loan into permanent financing. We make the process as seamless as possible.